What is financial independence? One author defines it as” having an income sufficient for your basic needs and comforts from [sources] other than paid employment”. It can also be defined in another way: Financial independence means going to work, not because you have to, but because you want to. It's all about having a choice.
Do you want to have that choice? Here are seven steps to help you reach that condition.
1. Have a Goal
If you don't know where you are going - how will you get there? Your long term goal is to be financially independent. But you must also have short term goals; they will form your stepping stones to your ultimate objective.
Paying off debts, saving up an emergency reserve fund, or a down payment for a car are some examples Improve your plan by putting a time frame on your goals.
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